With experience from some of the word’s top financial institutions, GFH’s executive team is a formidable asset to our brand.

  • Hisham Ahmed Al Rayes. Chief Executive Officer & Board Member

    Hisham Al Rayes is the Chief Executive Officer as well as the member of the Board of Directors of GFH Financial Group, one of the regional leading financial groups with USD 6.2 billion assets and fund under management and shares listed in the Kingdom of Bahrain, Dubai and Kuwait.

    In 2012, Mr. Al Rayes assumed leadership of the firm with an objective to establish a diverse and well-recognized regional financial group offering a remarkable platform for Wealth Management, Real Estate, Commercial Banking and Asset Management.

    Prior to his role as the Group’s CEO, Mr. Al Rayes was GFH’s Chief Investment Officer during which he was responsible for driving the development and execution of its regional and international investment strategy along with management of the bank’s liabilities.

    Before joining the group in 2007, Mr. Al Rayes was part of the senior management team of the Bank of Bahrain & Kuwait (‘BBK’), a leading commercial bank in the Kingdom of Bahrain. During his tenure at BBK, Mr. Al Rayes was responsible for a number of key projects and new venture initiatives. These included establishing one of the bank’s key subsidiaries, as well as developing BBK’s E-Banking platform.

    Al Rayes is the chairman of Balexco, Gulf Holding Company and hold directorship in GFH financial Group, Khaleeji Commercial Bank, Falcon Cement Company, GFH Capital and Shuaa Capital.

    Mr. Al Rayes holds a Masters degree with Honors in Business Administration from the University of DePaul, Chicago (USA), and a Bachelor’s degree in Engineering with Honors from the University of Bahrain.

  • Chandan Gupta. Group Chief Financial Officer

    Chandan Gupta was appointed as Group Chief Financial Officer of GFH in 2009. He is responsible for handling the Finance, Accounting, Capital Management and Treasury functions of the Group and additionally is in charge of the Banks projects in India. Previously, Mr. Gupta was an Executive Director of Origination & Structuring where he co-led the investment feasibility, due diligence exercise and investment structuring process for various investment projects of the Group. Mr. Gupta joined GFH in 2005 in the Financial Control department.

    Prior to joining GFH, Mr. Gupta has worked at HSBC, Mumbai as Vice President of Financial Reporting and at Price Waterhouse Coopers in Mumbai, in the Assurance and Business Advisory Services Division.

    Mr. Gupta has 19 years of experience in Audit, Finance and Investment. He is a Certified Public Accountant (CPA) from the American Institute of Certified Public Accountants, a Certified Financial Analyst (CFA) from the Institute of Certified Financial Analysts of India, a Chartered Accountant (CA) from the Institute of Chartered Accountants of India and holds a Bachelors degree of Commerce from the University of Mumbai.

  • Mohammed Ameen Ahmed Ali. Chief Administrative Officer

    As the Chief Administrative Officer, Mohamed Ameen leads and controls the operational activities of GFH. He is responsible for directing as well as managing corporate functions including Administration, Operations, Fund Administration, IT, Corporate Communications and other corporate functions as required.

    Being a member of the Senior Management team, he is actively involved in the overall strategy and investments of the Bank. He also serves as a Board Member in many Operating Companies, Special Purpose Vehicles and Holding Companies.

    Mohamed Ameen is a seasoned banker and a management professional with more than 34 years of experience in financial markets and investment sectors of Conventional as well as Islamic banking. Prior to his appointment at GFH, Mohamed Ameen served Investcorp for more than 7 years where he led the Quality Assurance Department. He started his career with Gulf International Bank (GIB), and served over 16 years. Before leaving the institution he was working as the Vice President and Unit head of the Product Processing Division.

    Mohamed Ameen is a Fellow member of the Chartered Institute of Bankers (FCIB, UK) and an Associate member of the Chartered Institute of Management Accountants (ACIMA, UK).  In addition, he has completed the Gulf Executive Development Programme at the Darden Graduate School of Business in the University of Virginia (USA).

  • Dr. Mohamed Abdulsalam. Head of Sharia & Corporate Secretary

    As Head of Sharia and Corporate Secretary at GFH, Dr. Mohamed Abdulsalam supervises all the transaction at the Group to ensure that these are conducted in compliant and in accordance with the teachings of Islamic Sharia. Furthermore, Dr. Mohammed assumes the fiduciary duty of ensuring that the records, meetings and minutes of GFH Board and its committees are proper and according to policy. This is in addition to handling the project company’s boards, effectively moderating all its meetings, writing and keeping record of all the minutes.

    Prior to joining GFH in 2006, Dr. Abdulsalam worked with some of the most prestigious Islamic financial institutions in Bahrain. He was a Sharia Auditor at Kuwait Finance House (KFH) and an Internal Auditor at Bahrain Islamic Bank (BisB).

    Dr. Abdulsalam obtained his Islamic Accounting Bachelorette in 2003 from Al-Imam Mohammed Ibn Saud University one of the oldest and most renowned institutes of higher education in Saudi Arabia. He is also a holder of an Accounting and Financial Control MBA and a Ph.D in Accounting from United State, California. He also pursued additional qualifications including a Masters of Sharia and Accounting Standards for AAOIFI and the Sharia Control Fatwa of Islamic banks.

    To further enhance his knowledge in arbitration as a more viable option in dispute resolution, Dr. Mohammed has successfully completed the third module of the International Arbitration Certificate from Bahrain Chamber for Dispute Resolution (BCDR-AAA) in 2014.

    Passionate about his field, Dr. Abdulsalam regularly attends specialized courses covering topics such as: Sharia Auditing, Sharia Standards, Sharia Products and many others in order to expand his knowledge of Islamic finance on an ongoing basis.

  • Ajay Subramanian. Head of Risk Management

    Head of Risk Management at GFH, Mr. Ajay Subramanian, has a 16 year track record of service in leading multinational banks and “Big Four” consulting firms. This includes a wealth of experience in Risk Management, Business Process Improvement and Transition (project) Management. As Head of Risk Management, Mr. Subramanian is a core member of the Executive Management Committee and works closely with the Group’s CEO and other members of the executive management team, while reporting independently to the Chairman of the Board Audit & Risk Committee of GFH.

    Mr. Subramanian began his career as a Process Manager with JP Morgan Chase based in Singapore, and later in Hong Kong. He was a part of the key group responsible for migrating JP Morgan’s core banking processes from the aforementioned locations to India. He then moved to ABN Amro as lead Financial Analyst covering projects in Amsterdam, United Kingdom and India. Furthermore, Mr. Subramanian has significant risk consulting experience having worked with Ernst & Young (E&Y) and KPMG where he has advised large multinational banks in India and regional banks in Bahrain.

    Mr. Subramanian is a qualified Chartered Accountant (ACA) from the Institute of Chartered Accountants of India (ICAI) and has graduated from the University of Mumbai in India, with a Bachelor of Commerce degree. He also holds an international risk certification from Global Association of Risk Professionals (GARP).

  • Hammad Younas. Head of Investment Management

    Hammad Younas is the Head of Investment Management and leads the overall investment business of the Group including Private Equity, Corporate Investment and Asset Management.

    Hammad has more than 18 years of experience in corporate finance, investment banking, private equity, real estate, and asset management. During his career, he has led various regional and cross-border transactions in MENA, US, Europe and South Asia across multiple sectors and asset classes. His transaction experience includes mergers and acquisitions, IPOs, listings, secondary offerings, private placements and debt raising. In addition, he is a growth strategy and business development expert.

    Prior to joining GFH, Hammad was a Partner at Ernst & Young MENA and their Transaction Advisory Leader for Bahrain. He was also the CEO of Ernst &Young Corporate Finance, Bahrain. Hammad spent more than 13 years with Ernst & Young advising a wide range of clients including financial institutions, sovereign wealth funds, private equity and real estate investment firms, governments, family businesses and high net worth individuals on their investment, capital raising, performance improvement, restructuring and strategy.

    Hammad is a CFA charterholder from the CFA Institute USA, an ACCA from the Association of Chartered Certified Accountants of the UK, and ACA from the Institute of Chartered Accountants of Pakistan.


  • Elias Karaan. Head of Infrastructure Development

    Elias Karaan joined GFH in November 2012 as a Senior Executive Director of Infrastructure Development. In his position, Mr. Karaan is responsible for creating a real estate entity to manage and develop GFH’s existing real estate portfolio, to create value in the existing infrastructure projects, and to pursue other new real estate opportunities.

    Mr. Karaan has more than 37 years of accumulated experience in construction, project management, and development of small to large real estate projects in the United States, Middle East, and Bahrain. Mr. Karaan past experience includes working with large corporations such as FLUOR and ABB and prior to joining GFH he held the position of Managing Director at LTC, the company which created Reef Island in Bahrain. In that capacity, Mr. Karaan created one of the best integrated residential and leisure developments in the GCC.

    Mr. Karaan earned a M.Sc. degree in Engineering Science from the University of Toledo, in Ohio in 1985 and completed his undergraduate studies from Clemson University in South Carolina in 1980 where he received a B.Sc. in Electrical and Computer Engineering.

  • Mohammed Abdulmalik. Acting Head of Placement & Relationship Management

    Mohammed Abdulmalik is the Acting Head of Placement & Relationship Management at GFH, a role he has held since 2013. In this capacity, Mr. Abdulmalik is responsible for setting up strategies and objectives for the placement team. He develops appropriate business models to capitalize on current market dynamics and potential. In addition to his current role, Mr. Abdulmalik is also a Board Member of Capital Real Estate Projects and Gulf Holding Company. Having joined GFH in 2002, his previous role at the Group as an Executive Director included marketing the group’s products and services to markets in Qatar, UAE, Oman and KSA, where he has a diverse client base of high net worth individuals, financial institutions and sovereign wealth funds. Through his activities he contributed to the growth of liquidity and the group’s investment placement business.

    Prior to his tenure at GFH, Mr. Abdulmalik held a number of roles in financial control and auditing, including three years with Arthur Anderson and Ernst & Young as an Auditor as well as one year in HSBC’s Financial Control Department.

    Mr. Abdulmalik holds a B.Sc. in Accounting from the University of Bahrain (1998).

  • Hazim Abdulkarim. Head of Investors & Corporate Communications

    As the Head of Investors & Corporate Communications, Mr. Hazim Abdulkarim oversees all aspects of client servicing process including administration of client funds, managing funds’ share registers and prompt client reporting process and communication. He is responsible for sustaining and improving the relationships with the investors and shareholders.

    Hazim supervises the Corporate Communications Department for creating and implementing a world class internal and external communications strategy across the Group’s regional and global businesses, whilst promoting and enhancing the brand messages to the market through a wide range of channels.

    Since his appointment in 2000, Hazim has held several positions within the Group over the last 18 years in Operations and Fund Administration Departments including directorships in many project companies and Special Purpose Vehicles. Prior to joining the Group, he was working in the corporate banking division of Bank of Bahrain and Kuwait.

    Hazim holds an MBA from University of Glamorgan UK, and an Advanced Diploma in Islamic Banking. He has also passed Investment Representative Certification Series 7.


  • Bahaa Al Marzooq. Chief Internal Audit

    Bahaa Al-Marzooq, Chief Internal Audit at GFH, is responsible for supporting the Group in accomplishing its objectives by bringing a systematic and disciplined approach to internal control, risk management and governance processes. He joined GFH in Feb. 2006 and has more than 17 years of auditing experience in the Islamic and Investment banking sectors. Over the past three years, he was delegated to support the recovery efforts which were remarkably concluded in 2016 with gained assets of total value of $470 million.

    Prior to joining GFH, Mr. Al Marzooq worked with E&Y, one of the ‘Big Four’ Global auditing firms, as Audit Manager in the Islamic Banking Group.

    He graduated from the University of Bahrain in 2000 with a B.Sc. in Accounting and obtained his Certified Public Accountant (CPA) accreditation in California- USA in 2001. Mr. Al-Marzooq is also the holder of an Executive MBA which he obtained in 2004 from the University of Bahrain. Additionally, he has a number of specialized professional qualifications, including: Certified Internal Auditor, Chartered Global Management Accountant and Certification in Risk Management Assurance. Moreover, he is a member of the American Institute of Certified Public Accountants and the American Institute of Internal Auditors.

  • Mazin A.Rahim AlGhareeb. Head of Treasury & Capital Markets

    Mr. Mazin AlGhareeb is head of Treasury & Capital Markets at GFH, a post he has held since November 2013 and in which he is responsible for developing and implementing strategies for managing the Bank’s liquidity and long-term capital requirements, the raising of medium and long term financial facilities, relationship management with financial institutions and corresponding banks as well as all of GFH’s debt and equity related needs and activities.

    Prior to assuming this role, Mr. AlGhareeb spent an addition six years at GFH and GFH Capital, the Bank’s wholly owned investment banking arm, during which time he held such senior roles as Head and Assistant Head of Capital Markets and Principal in the Bank’s Investment Placement department.

    Mr. AlGhareeb previous experience includes serving as Regional Head of Wealth Management at GBCORP and in Credit Relationship management at Shamil Bank. He began his career in banking and finance in 1999 with HSBC Bank Middle East. Mr. AlGhareeb holds a Bachelor of Business Administration degree from Saint Edward’s University in Texas, USA.

  • Nabeel Mirza. Compliance Director & MLRO

    Mr. Nabeel Mirza is associated with GFH since April 2012 and holds the position of Compliance Director & MLRO at GFH. He is responsible for ensuring and maintaining the establishment of a robust and effective compliance framework according to the regulatory requirements and industry legislations. He is also responsible to ensure the compliance of the bank’s activities with the rules and regulations of the Central Bank of Bahrain, Bahrain Bourse, Dubai Financial Markets, Securities & Commodities Authority (UAE), Kuwait Stock Exchange, and Capital Markets Authority-Kuwait.

    Mr. Mirza has vast exposure and knowledge in Compliance, Anti-Money Laundering, Governance Frameworks, methodologies and emerging practices in the GCC financial markets and is well versed with regional and international regulations. He works closely with the CEO and other members of the executive management and reports independently to the Board of Directors of GFH.

    He has worked with known International financial institutions, such as Mashreq Bank (Dubai & Bahrain) and Citi Bank (Bahrain & Pakistan).

    Mr. Mirza holds Master’s in Public Administration from University of Karachi and has completed many professional courses in compliance and risk management.

  • Hassan Ghulam Hussain. Head of Operations

    As the Head of Operations, Hassan assist in developing strategies and implementation plans to improve and standardize all aspects of operations also insure that operational processes stay within agreed upon budgets and timelines, Implement, manage and evaluate operation processes and procedures, in accordance with the standards and procedures set out by the organization. He joined GFH in 2004 and has held several positions at GFH over the last 11 years in Operations.

    Hassan holds an MBA from University of Glamorgan UK, and Treasury/Capital Markets Diploma (TCMDP), He has also Diploma Degree In Accounting from University of Bahrain.

    Prior to Joining GFH, Hassan was working as Head of Regional Banking Operations with BNP Paribas.

  • Osama A.Latif Janahi. Head of the Information Technology Department

    Mr. Janahi is the Head of the Information Technology Department overseeing the Application, Development, and infrastructure teams. In 2000, he established the IT department in GFH along with other members and mostly held a project manager role of almost all the IT projects – or sometime a project member – that made GFH IT what it is today.

    He  holds a B.Sc. in Computer Science from the University of Bahrain along with other IT technical and non-IT professional certification like CISA, ITIL, Oracle, and others. He has some specific banking business and accounting knowledge which he gained through his work in Al Baraka Bank and Arthur Anderson.

  • Mohammed Khonji. Head of UAE & Oman Market

    Mr. Khonji is an Excutive Director in the Wealth Managment department heading UAE & Oman market. He is a holder of MBA (Master in Business Administration) – from University of Hull in UK,  he is Certified Islamic Financial Analyst (CIFA) and an Associated Member of Chartered Wealth Management (CWM) at the International Academy of Finance Management (UAE) with more than 16 years of experience  in the fields of Investment, Wealth Management, Business Development and Sales gained during his working periods.

    Formerly worked in International Investment Bank, First Energy Bank & Qatar First Bank.

  • Mahmood Al Kooheji. Head of KSA Market

    Mr. Al-Kooheji is an Executive Director heading the Saudi market. In this role, he is responsible to manage the strategic partnerships & distribution channels. Mr. Al-Kooheji comes with over 13 years of experience in various managerial positions with reputable institutions such as the Head of Investor Relations at Tadhamon Capital, Investment Placement manager at Arcapita Bank, Corporate Banking Manger at Al Salam Bank in Bahrain, Group Head at Bahrain Development Bank, and the Head of Card Center for Kuwait Finance House in Bahrain.

    Mr. Al-Kooheji holds a Masters degree in Science of Finance from DePaul University in Chicago, and a Bachelor degree in International Business & Economics from University of Texas.

  • Muneera Isa. Head of HR Management & Development

    Ms. Muneera Mohammed Isa is the head of Human Resources (HR) Management & Development at GFH. She was appointed to the role in November 2015. Ms. Isa is responsible for managing employee strategies, recruitment, development and retention in addition to career progression and performance management. She is also in charge of compliance, policy making and the overall implementation of HR regulations.

    Prior to leading the human resource department, Ms. Isa joined GFH in September 2014 acting as the HR Senior Manager. She brings to her role more than a decade of HR experience working with regional and international financial institutions in the Kingdom of Bahrain such as Bahrain Mumtalakat Holding Company, Capivest and BNP Paribas.

    She holds a Bachelor’s degree in English Literature from the University of Bahrain and attained a level 5 Chartered Institute of Personal Development Certificate (CIPD) in 2014. She also holds various English certificates from the British Council in addition to a Diploma in Modern Office & Secretarial System.


  • Gaby El-Hakim. Head of Legal Department

    Mr. Gaby El-Hakim heads the Group’s Legal Department, a role he assumed with the approval of the Central Bank of Bahrain and to which he brings more than 14 years of experience practicing law in areas including corporate banking, investment banking, Islamic finance, structured finance, capital markets, trade finance, cash management, private equity, and litigation/dispute resolutions.

    In his capacity at GFH, Mr. El-Hakim is responsible for handling all legal matters and advising management with respect to strategy, structuring deals and new products covering all aspects of the business. Moreover, Mr. El-Hakim coordinates with external local and international counsel on regulatory and litigation matters as required by the Group and its subsidiaries. Prior to joining GFH, Mr. El-Hakim was at BNP Paribas’s Regional Bahrain Head Office, where he was Deputy Head of Legal for the Middle East and Africa Region managing and supervising a team of lawyers.

    He holds an LLM in Banking & Finance/Master of Laws from Osgood Hall Law School, York University, Toronto, Canada and a LLB (Licence en Droit Libanais) from Sagesse University School of Law, Beirut, Lebanon. He is also a Certified Arbitrator at the GCC Commercial Arbitration Centre, Bahrain, Associate Arbitrator at the Chartered Institute of Arbitration, London and Vice Chairman of the Lawyer’s Committee of ICC Bahrain (Chamber of Industry and Commerce) since February 2013.